It’s all in the experience
As sometimes happens, buying things – which deals with money (something we don’t have a lot of) – occasionally requires returns. Dealing with returns means dealing with customer service people. Lately, I've been on either end of the spectrum when it comes to my customer service experience.
Thumbs down:
Target. My son bought a video game from Target; the audio component of the game didn’t work properly. He called their 1-800 customer service line and was told that he could return the game for cash. I didn’t think this was their policy, but the customer service person also assured him that no receipt was necessary if he purchased the game with a gift card. The difficult part came an hour later when dealing with the representative at the store who told him no, you cannot get cash with or without a receipt and you must get the same game again or store credit. We handed over the old game, and went to get the replacement.
Bear in mind that whenever I’ve returned something, the Target rep has always told us to go straight back up to the return desk; we didn’t have to stand in line all over again, as our transaction was still in process.
So you can imagine how off putting it was when “Amanda” angrily stated, “Ma’am, you need to get in line.” Feeling like a grade-schooler, I babbled my explanation of why I was taking cutsies and went straight to the desk instead of back to the end of the line. “Amanda” interrupted me, rolled her eyes, and treated me like I was a being sneaky. Like I was trying to bamboozle her. But she conceded to assist us (“Fine, I’ll help you”), even though “That’s never been the way it works. Never.” She then took the game, fiddled on the register, interrupted my son mid-explanation and told him no, she wouldn’t exchange the game. “We don’t do game exchanges if the merchandise is over $45.”
My son and I were stunned. Broken game, he just paid $60 in Christmas money for it, and they wouldn’t exchange it?
“No.” Not no, I’m sorry, here is the policy; no, I understand it’s frustrating; but flat out, “No. If you have an issue, call our corporate office. You want their number?”
You know when you’re so annoyed with someone you won’t even give them eye contact? That was me. I’m a pretty reasonable person (or so I think). Explain something to me kindly, and honestly, and I’d understand. Agree? Different story. But I will earnestly try to see your point of view. But my 13-year old, who now had spoken to 3 different adults in relation to this same issue, had gotten 3 different messages from the company’s representatives. He was fighting back tears on our way back to the car. "They lied to me, " he sighed as he processed that his $60 gift money was now gone. In exchange he had a game that didn’t work. Worse, he was told this by a really rude 22-year old GIRL who clearly hates her job and maybe even her life and probably has all kinds of terrible things happening to her because of her inherent nastiness. A veritable karma sludgefest. I would probably feel sorry for her if I didn't dislike her so much. grrrrrrrrrr…
Thumbs up:
Mia Bella, at West & Bullard. Excellent products, phenomenal service. The staff there is very upbeat and helpful, and interested in getting the customer connected with the right product. I bought the dress and heels that I will be wearing to the wedding at this store, and after my experience there, I’m hoping they expand their clothing offerings beyond evening wear—because I’d be there as much as possible. Amazing clothes, great prices.
Moms, helping teens shop for prom? Check them out!
Zappos.com. Buying 3 pairs of shoes in 3 different sizes to match a dress hanging at home in a closet – no easy task. Add on top the knowledge that one pair of shoes will likely be worn one time. READ: The cheaper the shoes, the better.
Lacking time with the kids during regular shopping hours and the ability to drive all over town to find 3 pairs of matching shoes that match the dress… I went to Zappos.com. Zappos is an amazing online shoe store, with great prices, great shipping policies, and a huge selection.
I ordered the shoes. They matched the dress. And two of the three pairs were too small. D’oh!
No worries. I called Zappos customer service, who assured me that I could exchange the shoes for the correct size, AND they would transfer the money from that first purchase to the second purchase. Meaning, I didn’t have to find the cash to buy the second set of shoes; they would just apply the funds I’d already paid to the new purchase. Best of all: They would ship the shoes to me, overnight, at no cost.
What I’ve learned: Kindness in customer service goes a long way, in good news and in bad. As much as I intend to avoid the customer service department at the Target near my home, I also know that Mia Bella and Zappos.com have made my “LOVE THEM” list.
Bank of America: Ethics? We don’t need no stinking ethics.
I am not a mathematician. I am not an accountant. It is not easy for me to manage my finances, but I try very, very hard. And because of this challenge, I take great pride in being able to maintain my accounts and pay bills on time. (*knocks on wood*)
Occasionally I make mistakes. And the bank is always quick to penalize me for them. And today, I admit my mistake. And the bank was quick to penalize me.
And keep on penalizing me.
In short: I check my account before I go to bed, and I see I have 5 items pending on my account. All five were covered by the funds available.
The next morning, I see a check has caused my account to go overdrawn—a check that I wasn’t expecting to be cashed for another day. Worse, an online payment I’d penned in for a day later had also shown up. My bad. I royally screwed up.
My bank pounces like the evil, blood-sucking predator that it is. (I’m talking about you, Bank of America. I hate you. Let’s just get that out there.) My bank covers the one check, the online payment, and then covers the five other pending transactions that hit my account first; and instead of charging me the one fee for the check that caused the overdraft, they charge me FIVE FEES, for the smaller items that—by my understanding—had already been covered.
I spoke to a customer service agent who agreed that these fees were unreasonable and wanted to reverse some of them, but was prevented by the system. He forwarded me to his supervisor, who had it within her ability to reverse the erroneous fees, and she flat out refused to assist. She then forwarded me to her manager, who listened thoughtfully, but again refused to reverse the fees.
All 3 agents agreed that I shouldn’t have been charged. All 3 agents agreed that it appeared that Bank of America had covered the items.
And two agents had it within their capacity to make the changes, and refused.
So here I sit, $175 in fees staring at me for items that the bank had already shown to have covered, instead of the two fees which I clearly deserved. I made a mistake—two in fact—and I own up to them. I was grateful they covered my backside by covering those two items. Penalizing me for five non-malicious items is beyond absurd; it’s greed.
As for the service agents refusal to reverse the fees? My guess is that these managers have a quota to meet. Kind of like those bad mortgage brokers that got spiffs for pushing through loans (even if they knew they’d go bad), this customer service manager at Bank of America will likely also meet or beat some kind of number and get some kind of spiff—for not reversing disputed fees. Or, more blatantly, for not doing what is right, but what was greedy.
The next time you worry if your bank will still be solvent amidst this economic crisis, look at your bank statement. Anybody else notice a proliferation of charges based on “new policies?” Gotten many “Changes to Your Account” brochures in the mail?
Rest assured: They’ll always find a new way to ding you.
Addendum: See the Google AdSense ads (text ads) over there? Likely one reads, "Bank of America." Please select it. I am hoping to at some point earn my $175 back.
A new day

Creeps in at this steady pace.
Alas, a new day, changing all time!
And though our yesterdays were lighted with fools
Now on their way to dusty death, tomorrow begins afresh.
Shine on, needed candle!
History's but a walking shadow, a poor player,
That struts and frets his final hour upon the stage.
Let the joy of progress ring forth evermore.
For tomorrow begins a tale
Told by hope, full of sound and glory,
Signifying everything.
(...borrowed bits from the Bard and bastardized. Thanks, Will. Apologies for the dropped iambic pentameter.)
I love Keith
I do. I completely do. And I have no idea how I ever missed this delicious bit of evisceration, but it makes me so, so happy.
I’m doing this thing!!
Alas, hell hath frozen over.
The porcine have grown wings and are taking flying lessons.
Slim has abandoned None, turned around and come back into town.
My partner-in-crime has asked me to be his wife and amazingly-- shockingly-- I agreed to become a man's chattel once again.
And he will become my chattel too, I suppose. I KNOW! Who am I, RITE???
Even wackier, I feel GOOD about it. More than good. Groovy. Excited. Ecstatic, actually.
Giddy.
The nifty, if massive, group of people living under our one, giant roof will all be collectively grouped in legal nomenclature. We will legally be A FAMILY. This is a very good thing. I'm looking forward to having a relationship-name beyond "step-momish person." Or, "my dad's girlfriend." Mostly, I'm looking forward to referring to my family to others and have them understand it's not "you and your boyfriend's families," but simply, "your family."
And I'm good with being a wife again. I think I can do better this time. I WILL do better this time. Mostly because I have given him a tally sheet that I expect him to fill out nightly, reviewing my wifeliness. And I've scheduled monthly, quarterly and annual reviews that are quite comprehensive and if this marriage fails, it will so be ALL HIS FAULT.
Awesome.
Perpetually anxious/simultaneously exhausted mom of a blended family of 7 kids & 2 pets. Writer about same. Wife to one amazingly patient husband. Drinker of wine. 




